Sunday, 18 September 2016

The SC Judgment in Soumya Case reflects a voice of reason

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Judicial temperament should be one based on rationality, sobriety and equanimity, and not based on sentimentality and populism. Through the judgment in ‘Soumya Murder’ case, the Supreme Court has emphasized that fact, and has proved that judiciary is not intended to appease popular sentiments, but to administer justice in accordance with law and reason.

Indeed, the ‘Soumya murder case’ is an unfortunate incident. A poor young girl supporting her economically backward family through her meager income getting raped and killed during the course of her journey in a public transport, viz the Railways, is a tragic event which should not have happened in a civilized society. Understandably, the incident sent shock waves across the society, disturbing its conscience. That the criminal was an immigrant having a history of habitual offences, who had no compunction in subjecting a dying girl to brutal rape to satisfy his lust added to the fury of the society. Mounting public pressure got the police into swift action, and the criminal, Govindaswamy, was nabbed within two days.  The investigation was over in 90 days, and the trial was completed in a record time of four and half months, whereby he was sentenced to death. The appeal before the High Court was disposed of sooner than usual, confirming the death sentence.  Things seemed to attain a sense of closure, with Keralite society seeing the triumph of justice in sending a wretched criminal to the gallows.
However, when the Supreme Court held by its judgment dated 15.09.2016 that there was no evidence to hold Govindaswamy guilty of murder of Soumya, and consequentially acquitted him of charges of murder, the general public got really aggrieved.  The sentence for murder was altered to sentence for causing grievous hurt, with seven years of imprisonment. The Supreme Court sustained the sentence of life imprisonment awarded by the trial court for rape and robbery. Thus, the award of death penalty was annulled.
The media and politicians went berserk on knowing the judgment, which in effect reduced the sentence of Govindaswamy to that of life imprisonment. The judiciary, and the advocate who appeared for the State, were subjected to harsh criticism, based on half-baked information and subjective inferences. Self-declared pundits of law, and self-appointed guardians of social conscience hyperventilated in news room discussions about ‘miscarriage of justice’.  The mother of the victim was also dragged into the show, and her emotional vulnerability was exploited to the hilt to add to the drama. Politicians with their own vested interests complicated the situation with their own interpretations. In short, a lot of noise and clutter, but no meaningful discussion on what actually weighed with the Court.
Away from all the maddening noises, let us attempt to analyze the case with a detached and rational mind. It is important to bear in mind that this was a case which is resting solely on circumstantial evidence, with no direct eye witnesses.  The cause of death of the victim as per the medical evidence, as extracted in the judgment of the Supreme Court, is as follows. “The decedent had died due to blunt injuries sustained to head as a result of blunt impact and fall and their complications including aspiration of blood into air passages (during unprotected unconscious state following head trauma) resulting in anoxic brain damage.”
The blunt injuries on head were a result of fall from train on to the rail tracks. The Trial Court, as well as the High Court proceeded on the premise that the fall was caused by the push of the accused. Hence, both the Courts held that injury leading to death was caused by the accused. The inference made was that the accused tried to assault the victim inside the empty ladies’ compartment, and forcefully hit the head of the victim against the walls of compartment by holding her head by the hair. This factual finding is specifically made in the judgment of the High Court. It also corresponded to the opinion of the doctor who led the post-mortem, Dr. Sherly Vasu, that the head injury could have been the result of a forceful hit against a blunt surface made for three-four times.

However, the problem is that the above said factual inference does not tally with the oral testimony of witnesses. There is one crucial witness, one Tomy Devassy, who was examined as Prosecution Witness-4(PW4).  He was standing at the door of the general compartment, which was right in front of the ladies’ compartment in which the victim was travelling. When the train halted at Vallathol Nagar Station,  Tomy Devassy saw the accused getting out of the general compartment and entering the ladies compartment. After a short while, the train started moving. Then, Tomy Devassy heard cries of a woman from the ladies compartment. He informed the other passengers, and some of them too agreed that they too heard such noises. When he attempted to halt the train by pulling the chain, a middle-aged passenger, who was standing at the opposite door, stated that the girl had jumped out of the train and had escaped.  It may be borne in mind that the train was moving at an exteremely slow speed, around 15 kmph. Taking the words of the ‘middle-aged passenger’, no further action was taken by Tomy Devassy, until the train reached its final destination at Shornur a short while thereafter. Another witness, Abdul Shukkur, who was Prosecution Witness 40(PW40), testified exactly as Tomy Devassy.
What follows from the testimonies of Tomy Devassy and Abdul Shukkur is that they got information from another ‘middle-aged passenger’ that the victim had jumped from the compartment and escaped. They had  not seen the victim being pushed by the accused. The inference from their testimony is that the victim, after jumping from the train, was fit and able, and she ran away from scene. The ‘middle-aged passenger’, who saw the jumping and running away of the victim from train compartment, was not traced and produced as a witness.  Tomy Devassy and Abdul Shukkur did not themselves see the ejection of victim from the train compartment, whether voluntary or otherwise, and they got the information from another person, the ‘middle-aged passenger’. Hence, their evidence is only in the form of ‘hearsay’, which has no evidentiary value.  Be that as it may, their testimony militates against the factual finding of the Trial Court and High Court that the accused had pushed the victim out of the compartment after hitting her head against the compartment. Since the prosecution evidence itself suggests that the victim had jumped out of compartment and ran away thereafter, the finding that accused pushed her out of compartment does not seem to be well-founded.  At least, there are some missing links, and a room for doubt is created.

While trying to understand criminal law judgments, one has to bear in mind certain fundamental principles of criminal law. The crime has to be proved ‘beyond reasonable doubt’ as against the accused to convict him. The burden of proving it is entirely on the prosecution. If there is any element of doubt, the benefit of doubt should be given to accused. These are well-settled principles which have stood the test of time. Since punishments involve deprivation of liberty, and in some cases the life, of the accused, extreme safe guards are ensured by law in the form of these principles so that no innocent person is punished. Moreover, in a case resting on circumstantial evidence, the prosecution has to establish a convincing chain of events, without any missing links.

The above fact situation will create an element of doubt in the minds of any prudent person. The Supreme Court merely granted the benefit of such doubt to the accused.

The further cause of death was stated to be the aspiration of blood into air passages. As a result of head injury, there occurred bleeding inside head. Since the victim was kept in a supine position by the accused with the intent of having sexual intercourse, the blood seeped into air passages and respiratory tracts, accelerating process of death.  The High Court in its judgment observes that ‘had she been left in the prone position as such she laid when she sustained injury No. 2, there would have been minimum chance for aspiration of blood. But, since she was brought in the supine position probably for sexual intercourse as indicated by the vaginal findings, she had aspirated blood into the air passages resulting in anoxic brain damage. According to the High Court, the knowledge that the head of a person who had suffered head injury should be kept tilted to one side to prevent aspiration of blood was a ‘universal knowledge’. However, the Supreme Court disagreed with the said finding and held that The requisite knowledge that in the circumstances such an act may cause death, also, cannot be attributed to the accused, inasmuch as, the evidence of P.W. 64(Dr. Sherly Vasu) itself is to the effect that such knowledge and information is, in fact,parted with in the course of training of medical and para-medical staff. In short, it was held that it was a special knowledge, which was available only to medically trained professionals. Obviously, an uneducated person like Govidaswamy cannot be presumed with such professional knowledge.

To convict a person for criminal act, it is essential to prove criminal mentality on his part, either in the form of intention or knowledge.  Here, there was no evidence to prove that Govindaswamy acted with the intention to kill Soumya; or with the knowledge that he was likely to cause her death with his acts. Yes, he had the intention to rob and rape, for which he was found guilty and convicted. But the evidence to establish intention or knowledge for murder was found lacking by the Supreme Court. Hence, in the circumstances of the case, the Court held him guilty for having caused grievous hurt.

The criticism launched on the advocate of the State is most unfortunate and unreasonable. A lawyer in the appellate stage can only argue on the basis of evidence on record. He is not at a liberty to submit whatever he wishes, which are not part of the record. Therefore, the unsavoury comments regarding the conduct of prosecutor are childish, betraying a thorough misunderstanding of Court procedure. A lawyer can only strive to present the case on the basis of available records and evidence, and cannot concoct fanciful stories to suit his case, at least at the level of Supreme Court. In fact, the advocate of the State deserves applause for having presented the case in the best way possible and for having secured the maximum sentence possible on the basis of available records.

The public may be justified in having a feeling of moral outrage against the judgment. But, it is also important to bear in mind that a Court cannot convict a person on the basis of conjectures, surmises or any cock-and-bull story. If there was any lacuna in the evidence of prosecution, the blame should lie elsewhere, not with the Court. Analysed on the basis of available facts and materials on record, it has to be said that the judgment of the Supreme Court in this case is concise, lucid, and written with a logical flow, without being influenced by any popular sentiments. If judiciary is meant only to play to the gallery, what is the requirement of persons trained in law to hold the posts? Judiciary is supposed to be the repository of truth, and it shall always declare it, howsoever unpleasant and unbearable it be to the general public, as it was done in this case. It was demonstrated in this case that the judiciary is guided by reason and logic, and not by sentimental rhetoric and media propaganda.


                                                                                                                   

Limited Liability of Insurer in Motor Vehicles Amendment Bill 2016- A retrograde step



When the Union Cabinet approved the Motor Vehicles Amendment Bill 2016, it was hailed by all as a progressive enactment. The Bill provided for stringent penalties for road traffic violations. The Bill also made compliance with safety requirements mandatory. There were also provisions for protection of ‘Good Samaritans’, enhancement of compensation payable to victims of ‘Hit and Run’ cases, and creation of  ‘Motor Vehicle Accident Fund’ etc. Certainly these are all praiseworthy endeavours which suit the best interests of road-users. The media reports, including the official report in the Press Information Bureau, highlighted these aspects, and applauded the Bill for its concerns for road safety.

However, camouflaged in these provisions was a disturbing provision, which did not court the attention of many. The Bill seeks to introduce ‘limited liability’ of insurers with respect to third party claims. Section 147 of the Bill deals with the requirements of third party insurance policy. Section 147(2) of the Bill reads as follows :

(2) Notwithstanding anything contained under any other law for the time being in force, for the purposes of third party insurance related to either death of a person or grievous hurt to a person, the Central Government shall prescribe a base premium and the liability of an insurer in relation to such premium for an insurance policy under subsection (1) in consultation with the Insurance Regulatory and Development Authority:
Provided that the payment to a person by an insurer, under the third party insurance policy, shall be a sum of not exceeding ten lakh rupees in case of death and not exceeding ten five lakh rupees in case of grievous hurt, as may be prescribed by the Central Government from time to time. 

It means that the liability of the insurer to satisfy third party claims can be fixed by the Central Government through rule-making. The liability will be corresponding to the different rates of base premium fixed by the Central Government in consultation with the IRDA. The proviso says that the liability so fixed shall not exceed Rs.10 Lakhs in case of death and Rs. 5 lakhs in case of bodily injury. This in short means that the claimants in a motor accident cannot seek to recover any amount in excess of Rs. 10 lakhs or Rs.5 lakhs in cases of death or bodily injury, as the case may be. The excess amount of compensation, if any awarded by the Tribunal, will have to be recovered from the owner or driver of the offending vehicle.

As per the present Act, the liability of the insurer to satisfy third party claims is unlimited. It is made clear by the present Section 147(2) which reads as follows :
Subject to the proviso to sub-section (1), a policy of insurance referred to in sub-section (1), shall cover any liability incurred in respect of any accident, up to the following limits, namely:—
(a) save as provided in clause (b), the amount of liability incurred;
(b) in respect of damage to any property of a third party, a limit of rupees six thousand:

In case of death or bodily injury, the insurer had to cover the liability to the extent of actual amount of liability incurred. The only limitation was with respect to claims with respect to damage to property of third party caused by motor vehicle, which is limited to Rs. 6,000/-.

However, the proposed amendment seeks to introduce ‘limited liability of insurer’, which totally frustrates the social welfare intent behind compulsory third party insurance.

The philosophy of third party insurance.

To understand the philosophy of compulsory third party insurance, it is profitable to travel back a bit in time to common law. In common law, in order to provide succor to the victims of increasing number of motor accidents, statutory enactments were made to amend the traditional norms of tort law. Thus, English Fatal Accidents Act 1846 was passed to get over the principle in tort law that a tortious claim would extinguish upon the expiry of the claimant, thereby enabling the legal heirs of a deceased victim of road traffic accident to claim compensation. However, it was found that in several cases the owner of the motor vehicle did not have adequate means to satisfy the award of compensation, and therefore the claimants found it difficult to actually enjoy the benefits of the award. In order to prevent the award of compensation remaining as a mere paper relief, the Parliament thought it fit to statutorily mandate that all motor vehicles should be provided with insurance coverage for third party risks. Still, another difficulty persisted, inasmuch as there was nothing in law entitling the claimant to bring an action against the insurer of the vehicle, as the claimant was a total stranger to the insurance contract, and there was no privity of contract between the claimant and the insurer. Therefore, the Third Parties (Right against Insurers) Act 1930 was passed conferring the right on claimants to initiate action against the insurers for claiming compensation. Yet, there was another issue to be addressed, as there were possibilities of insurer limiting his liability in the insurance contract, and providing for several escape clauses therein to evade liability. Hence, the conditions of insurance policy and limit of coverage had to be statutorily prescribed so as to avoid such a mischief. Likewise, the situations wherein the insurer could avoid liability for breach of conditions were also statutorily prescribed.
In India, Motor Vehicles Act  was modeled on the English Statues and provided for dealt with compulsory insurance coverage as regards third party claims. The main objectives of compulsory third party insurance, as explained by 85th Report of the Law Commission of India are as follows –
  1. to enable a claimant to claim whatever sum he is in law entitled to, despite the inability of the owner or driver to pay.
  2. to prevent the insurer from escaping liability on ground of breach on the part of the insured of any term of the contract.
  3. to entitle the claimant to recover compensation directly from the insurer, modifying the general law of contract that a third party cannot sue on contract[1].

The motive and philosophy behind compulsory insurance has been explained by the Supreme Court in Skandia Insurance Co.Ltd v. Kokilaben Chandravan[2] in the following terms. :
Ordinarily it is not the concern of the legislature whether the owner of the vehicle insures his vehicle or not. If the vehicle is not insured any legal liability arising on account of third party risk will have to be borne by the owner of the vehicle. Why then has the legislature insisted on a person using a motor vehicle in a public place to insure against third party risk by enacting S.94. Surely the obligation has not been imposed in order to promote the business of the insurers engaged in the business of automobile insurance. The provision has been inserted in order to protect the members of the Community travelling in vehicles or using the roads from the risk attendant upon the user of motor vehicles on the roads. The law may provide for compensation to victims of the accidents who sustain injuries in the course of an automobile accident or compensation to the dependants of the victims in the case of a fatal accident. However, such protection would remain a protection on paper unless there is a guarantee that the compensation awarded by the Courts would be recoverable from the persons held liable for the consequences of the accident. A Court can only pass an award or a decree. It cannot ensure that such an award or decree results in the amount awarded being actually recovered, from the person held liable who may not have the resources. The exercise undertaken by the law Courts would then be an exercise in futility. And the outcome of the legal proceedings which by the very nature of things involve the time cost and money cost invested from the scarce resources of the Community would make a mockery of the injured victims, or the dependents of the deceased victim of the accident, who themselves are obliged to incur not inconsiderable expenditure of time, money and energy in litigation. To overcome this ugly situation the legislature has made it obligatory that no motor vehicle shall be used unless a third party insurance is in force.

Thus, it is clear from the above exposition of law made by the Supreme Court that the intention behind compulsory third party insurance is not to promote the profit motive of insurers, but to provide for protection to innocent victims of road accidents. The real intent is to ensure that the compensation awarded by the Tribunal is made a reality by enabling the claimants to actually recover it without much hassles. That intent is totally frustrated by the proposed amendment.
Inadequacy of limited liability
Even the upper ceiling proposed in the Bill is too low, and will be inadequate to satisfy claims in a realistic manner. The law of compensation has been liberalized by recent judgments of Supreme Court. Applying the latest principles, the upper ceiling of Rs. 10 lakhs in case of death and Rs 5 lakhs in case of bodily injury seem a pittance.

For example, in case of a construction worker who sustained 58% whole body disability, the Supreme Court awarded a total compensation of Rs.6,72,000/- with interest @ 9% ( See Bahvikatti vs. T.Ramesh and another (2014) 10 SCC 789).  A vegetable vendor who sustained 85% disability was awarded total compensation of Rs.17,90,100/- with interest @ 9% by the Supreme Court in Syed Sadiq vs. Divisional Manager, United India Insurance (2014) 2 SCC 735.
In case of death of a carpenter aged 33 years, his dependants were awarded a total compensation of Rs.21,53,000/- with interest @ 9% by the Supreme Court in Neetha vs. MSRTC (2015) 3 SCC 590.
So, it can be seen that even in cases of daily wage earners not drawing regular salary, the compensation awarded applying latest principles of law evolved by Supreme Court is much higher than the ceiling limit proposed in the Bill. When it comes to salaried persons, the total compensation would obviously be much higher. To illustrate, the Kerala High Court awarded total compensation of about Rs. One Crore plus interest and costs as compensation for death of a software professional.(See New India Assurance vs. Lettish Remy 2015 (1) KLJ 76). It would be a grave travesty of justice if the liability of insurer in such cases are limited to only Rs.10 lakhs and the claimants are forced to chase the owner for realizing the balance compensation.  The proposed ceiling limit is abysmally low, when seen in the context of recent judicial trend in awarding compensation. The awards of Tribunal would be reduced to mere paper awards in most cases if that be the situation.

Last year the Central Government had permitted 49% Foreign Direct Investment in general insurance sector. The third party insurance sector used to be occupied by state instrumentalities till the arrival of private entities recently. The introduction of the hitherto alien concept of ‘limited liability of insurer’ seems to be a step taken to promote the profit motive of private players. Whatever that be, it certainly defeats the purpose and intent of third party insurance. The said proposed provision has been deceptively hidden by the other provisions of the Bill which dealt with road safety, and hence much public discussion has not happened regarding this. To safeguard the best interests of road users, the enlightened members of lawyer fraternity and civil society should lead effective discussions on this issue to ensure that the proposed amendment does not fructify.





[1] 85th Report of the Law Commission of India, para 1.5
[2] AIR 1987 SC 1184 : (1987) 2 SCC 654